Vero Liability Rating Information

The current Insurer Financial Strength Rating of Vero Liability is as follows:

Standard and Poor’s

A+ Strong, Stable Outlook

08 January 2010

The Standard & Poor's rating scale is:

(Ratings from "AA" to "CCC" may be modified by the addition of a plus or minus sign to show relative standing within the major rating categories.)

AAA Extremely Strong	AA Very Strong	A Strong
BBB Good	BB Marginal	B Weak
CCC Very Weak	CC Extremely Weak	R Regulatory Action