Complaints Process

If you are not happy, we want to know so that we can help. Our goal is to have loyal and happy customers. We want our customers to be completely satisfied in all dealings with us.

TLC is committed to:

Listening to what our customers and brokers tell us

Being accurate and honest in telling customers and brokers about our products and services

Communicating clearly with our customers and brokers

Resolving any customer complaints or concerns

This is part of our commitment to the General Insurance Code of Practice.

Customers are encouraged to contact us with the following messages:

By phone
If you have a complaint please preferably phone the number on the back of your policy wording or call 0800 852 467 weekdays 8.30am to 5.00pm. Here you can discuss your concern with one of our team members.

In writing
Send us the full details of your complaint, including any support documents and explain what you would like us to do. Mail to: PO Box 7006, Tauranga, New Zealand.

In person
If you would like to come in to talk to us face to face, please call and we will arrange an appointment for a meeting. Please phone 0800 852 467 for an appointment.

TLC Insurance Complaints Procedure

When first advised of a complaint:

  • the complaint will be handled by a person who has authority to deal with it; and this person will review your complaint

  • consider the facts and contact you to resolve the complaint as soon as possible, usually within 24 hours

  • if the matter cannot then be resolved to your satisfaction, it will be referred to the relevant manager, who will contact you within 5 working days

  • if you are still not satisfied with the outcome, it will be referred to General Management

  • you will receive TLC's final decision in writing within 15 working days from the date you first made the complaint.

  • if more information is required or we need to assess or investigate your complaint, TLC will agree a reasonable alternative timeframe with you.

And if the complaint still remains unresolved then you can undertake dispute resolution proceedings directly with the office of the Insurance & Financial Services Ombudsman as the selected dispute resolution scheme required under the terms of the Financial Service Providers (Registration and Dispute Resolution) Act 2008. Contact details as below:

Insurance & Financial Services Ombudsman Scheme
PO Box 10-845
Wellington 6143
New Zealand or

Alternatively, you may also write to Berkshire Hathaway Specialty Insurance Company.  Details of Berkshire Hathaway Specialty Insurance Company‚Äôs complaints procedure and contact details can be found here

127 Second Avenue, Tauranga 3110

PO Box 7006, Tauranga 3148

Phone. +64 7 544 6686
Freephone. 0800 TLC INS (0800 852 467)